2024 Penfed cli myfico - Throughout, my scores were north of 800, and my income was, well, less than 'too much', but beyond 'adequate'. 2023 Goal: save 3 months' net income. Starting FICO8: 666 (give or take a FICO) [ Last INQ 22-Oct-2022 ] EQ. 811.

 
I applied and was approved for the Platinum Rewards Signature Visa at the end of September with a $5000 SL. Reconned a few days later and was approved for a $10,000 increase taking my credit line to $15,0000. My Chase Ritz card finally reported with it's $20,000 limit so I requested a CLI on Friday,.... Penfed cli myfico

Approved for the PenFed Gold Card. Just apped with a pre-approval offer and approved for a 11K starting limit and 15.49% APR. Im stoked because I've been wanting a credit union in my file. Credit Approval.Re: Penfed CLI question. I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I decided not to apply for ...A variable APR of 20.49% - 29.24% on balance transfers and purchases after the introductory period ends. Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary. Raise your credit limit.Tried for the third time lol for a penfed promise CLI before my 90 days was up from my membership and my credit card was opened on Nov - 4434829 - 3Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC ...Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!Penfed CLI App Timed Out - 6468873. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current UserRe: PenFed PCR Visa $11,500 CLI *****Approved! Thank you @Aim_High & @M_Smart007 for the heads-up it definitely weight a lot, all financial institutions look at relationship first when it comes to exceptions and tier-bumps.So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksTake the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it cause I thought it ...wrote: I know Penfed will only do a "hard hit" when requesting a CLI..... do they ever just grant one based on usage & credit - 6715014Apr 4, 2022 · closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come. Rebuilding since September 2020. who i burned - …Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and - 5876046 - 2. Skip Navigation. How It Works; Pricing; Education; ... All FICO ® Score products made available on myFICO.com include a FICO ...Trubeliever82 I read your post in the morning about your brother and called them up in the afternoon for a CLI and you were right on - 5006085 - 2Go for the second card, then the CLI, best of luck! - 6710059PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.Penfed CLI within the first 90 days. - 4634114. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; Start Plan . How It Works; ... myFICO® Forums. Sign In Help. myFICO® Forums > Types of Credit > Credit Cards > WOOT! Penfed CLI within the first 90 days. Options. Subscribe to RSS Feed;I'm extremely upset. I didn't know requesting a CLI with PenFed would have been a HP. I checked Credit Karma this morning, because it updates every Sunday and what do you know, PenFed inquiry. I should have asked myFICO first, unfortunately I didn't. I only requested a CLI because I had gotten one with Capital One and Discover on the …Oct 13, 2023 · Re: Penfed CLI question. I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I decided not to apply for ... Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.If they extend a preapproval when they make their quarterly offers (next round is early April) and you accept for your current card it will be a SP CLI. Quarterly offers are targeted, and most members who get one have been a member for at least a year. They will upgrade to a Signature if your CL reaches $5K.Requested cli for PenFed platinum went to review then finally approved .Today I got email saying that my PenFed Platinum Rewards Visa Signature application has been finalize and my new loan document was mailed !!!!my credit limit hasn't changed .Will I get a second platinum card ? Any ideas ? Thanks...PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi...MyFICO Premier review: Setup. Protecting my identity and checking my credit with MyFICO went off without a hitch. I started by picking the $39.95 Premier plan from the website. (Image credit: Tom ...Pentagon Federal Credit Union — known to most simply as PenFed — is a popular credit union in Virginia that offers the common services that most banks and credit unions offer their customers.Re: PenFed CLI. Unfortunately, they no longer merge or combine accounts. Getting to $25K might take some time all things considered and profile-dependent. Since your first card appears to have started a bit on the low end, I would give things time. Potentially, you can ask for a CLI since your card is ~6 months (personally I'd wait longer), but ...Re: Penfed CLI question. I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I decided not to apply for ...Penfed CLI within the first 90 days. - 4634114. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; Start Plan . How It Works; ... myFICO® Forums. Sign In Help. myFICO® Forums > Types of Credit > Credit Cards > WOOT! Penfed CLI within the first 90 days. Options. Subscribe to RSS Feed;Feb 2, 2021 · PenFed CLI Application Processing. Last week, I responded to a $17500 CLI offer on my PenFed Power Cash Rewards Visa. The CLI would result in a SL of $26250. …Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 JettaGetting Started with PenFed Online. PenFed Online provides easy and convenient access to your accounts. Use the information and links in this article to enroll, link your external accounts, and more. 34520 Views • Oct 6, 2023 • Knowledge.A applied for the penfed defender card the first week of December and got a $1500 limit. After that I got an auto refinance loan with them and opened about 4 more cards. My scores have dropped as result. I decided to take a shot at a cli while they are using the same report- I was approved after it was under review last week for a 10,000 limit.PenFed is awesome!!! I got the power cash rewards visa back in September with $3,500.00 credit line. I was like ok not bad , I figured middle of the road put about 700.00 a month average in spend made multiple payments every cycle for 6 months only letting the statement cut 15 to 20 dollars for reporting to bureaus.after 1 year of being a penfed member & having a power cash rewards visa signature card i finally asked/applied for my first CLI. it - 6633166 - 2@AverageJoesCredit You are the 2nd person to mention the one year mark for requesting a cli, M-Smart is the other person that reccomended 1 year. thanks.. Penfed was quite generous with me giving me a sl of 7.5k and automatically enrolling me in the honors so i get 2 pct cb. Now i know to wait a year to request a cli although im not even …Browsing through my PenFed account this morning I noticed that for the first time I had offers for $7,400 soft pull credit limit increases to my Power Cash Rewards and Promise Visa cards . These were in addition to offers of the same limits for new Pathfinder and Visa Gold cards, and an oddball assortment of loans.Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in ...Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in - 6573786 - 2 ... Congrats on the auto CLI with PenFed > Message 16 of 16 3 Kudos Reply ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks ...Is a CLI through PenFed a HP if they put in "My Offers" section? First time seeing this so I wanted to hear from those that have been with them longer. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Credit & loan qualification. Message 1 of 3.I have been a PenFed member since March 2019, my original SL was $10,000. I do no banking with them whatsoever. Regarding monthly spend - 5994893I've had the Penfed Platinum Rewards card since the summer of 2012, with a low CL. I have about the same scores as when I applied, and only one additional TL since I got this card. I'm self-employed, and have read many of the threads here about Penfed and self-employment and related issues. I'...I was just recently (recon) approved like 3 days ago with $1000 CL, and still waiting for the card. I was told by the OP manager and some people here to ask CLI in 6 months. I lurked around and some people did ask for CLI which was granted 2 months or even days from approval. And also I've heard som...So I was approved for a PENFED defender with a 3K limit... Weird for a visa signature but said what they hey! Glad I'm in the door😎. Then today, I was like let's try for a CLI. So yes I went from 3K to 5K. Love it!!!!Just under 6 months of opening, went from $5K to $7.5K. PenFed has been very accomodating, PLOC, 2 car loans, Promise card. - 4234897I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 4Take the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it cause I thought it ...PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00.Apr 4, 2022 · Penfed CLI today! Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifications yet. Oct 31, 2022 · Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast. Re: PenFed PCR CLI - under review? @ccquest wrote: I applied on a Friday morning before 8am and received my official congratulations/approval email that Saturday at 4:44pm so I'd agree with the 24-48 hours time frame.Go for the second card, then the CLI, best of luck! - 6710059Re: PenFed PCR CLI - under review? @ccquest wrote: I applied on a Friday morning before 8am and received my official congratulations/approval email that Saturday at 4:44pm so I'd agree with the 24-48 hours time frame.wrote: Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts...Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards - 6543204 - 2Re: PenFed CLI Hard or Soft Pull? HP unless you have a recent HP with them, reported grace period ranges from 30 to 90 days. Thanks so much for the info. 07-21-2017 05:38 PM.I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378800 or Higher. Excellent. These FICO ® Scores are in the top 20% of U.S. consumers. Demonstrate to lenders that the consumer is an exceptional borrower. 740 to 799. Very Good. These FICO ® Scores are in the top 40% of U.S. consumers. Demonstrate to lenders that the consumer is a very dependable borrower. 670 to 739.Got the card on April 20th, so today is 77 days. Hit the CLI link, and it went to review. Less than an hour and got a bump from the opening line of $4K to $10K, a $6K increase! Woohoo! As a datapoint, I've put $2149 through the card since I got it, paying as I go. This puts me only $450 away from th...May 18, 2022 · Penfed CLI I just got approved for the Penfed Power Cash card and got a $10k SL. I was expecting at least $30k. My credit score is 795 & this is my first PenFed credit card. Can I rrauest a CLI now or do Inhavr to wait? How much can I expect to get when I request an increase given my SL is it $10k? Thank you! Message 1 of 13 12 Kudos Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.Hard pull, i beleive all penfed requested cli's are hp, the rare auto cli is sp but i can only remember 1 or 2 people posting about sp auto cli's from penfed. { BK7 DC 12/2019 } target 1300/ kohls 3000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor ...Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.In them you'll find: - One forty-five caliber automatic. - Two boxes of ammunition. - Four days' concentrated emergency rations. - One drug issue containing antibiotics, morphine, vitamin pills, pep pills, sleeping pills, tranquilizer pills. - One miniature combination Russian phrase book and Bible. - One hundred dollars in rubles.My PF accounts are over a year old and didn't want to apply for another card. Requested CLI online, took the HP for the PenFed Power Cash Rewards, approved for $10,000 CLI taking that card to $25,000. EQ F9 is 843. You don't get to request how much you'd like...you simply put in the request and ...Hi All! I have a PenFed Credit Card and would like to hear your experiences regarding CLIs on PenFed CCs. I have read that it will be a hard pull. I know NFCU's system is very well known and specific, but I would like to know if anyone knows PenFed's "system" that helps ensure the highest credit...I didn't realize I should request a HP before the initial 90 day HP expired. So it has been over 4 months now. Would a CLI request on the website be a HP or SP? I did search forums first, but I can't find the answer. There's too much talk about that initial HP being good for 90 days.Called in today and asked for a CLI on the Travel Rewards Amex Credit line was 5k asked for an increase to 20k They countered with 9k !! - 4749480 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed CLI; Options.Hi Guys, Just want to share ... I app'ed about 2-3 hrs ago for a request for CLI for my Platinum Rewards Visa and I got approved for $9,500 CLI! wooot! woot! ... Didn't expect that much of CLI from Penfed since I am just about 43 days from opening the card. Almost 3X my SL. My SL is $5,000 and now...Access to Credit Does a FICO® Score alone determine whether I get credit? How is a credit history established? How can I better understand my financial health? How long will …PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?Jul 11, 2021 · PenFed app had my EQ9 FICO at 785 (last updated 6/15/21) - figured it was as good a time as any to go for CLI on the two cards. Put maybe $3500 through the Gold card since having it and the rest of my life through the PCR - telling from my cash back, about $15K. Feb 22, 2021 · It took some patience and willpower to keep gardening, but after 12.5 months PenFed gave me a CLI from $1000 SL to $10000. I'm so appreciative of this community! Here are the DPs: Opened a savings account and applied for Power Cash Rewards same day 2/2020, approved for $1000. (Later in the year ... I received and call from PenFed today about the survey I answered after opening a Power Cash Rewards with them on Jan 25th 2018 and being given a starter limit of 10K$. I had been a member with them since 2008 and used them for savings only. So, the nice rep said she would call me back and when ...I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I ...Re: PenFed CLI Help Needed! @AHumdy wrote: I just can't get them to grow. It's stuck at the starting limit; $2,000. I've tried twice. The account is about 18 months old. My scores are 750+ across the board. Utilization is 1%. I owe less than $1,500 on one account with a $35,000 limit.So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of 2500. So - 4950380So, I have not had any SP CLI, so i decided to take a hit with a HP for some more love on my Penfed Promise. Good thing I did! HP increase from $1000--->$5,500. Since I took the HP anyway, I decided to go ahead and apply for the Powercash Rewards. Approved for another $5,500!Golden duck777, Craigslist moorpark rentals, The new york post horoscopes, Project zomboid journal mod, Cleveland outcall massage, Ark valguero boss, Amazon wireless keyboard, Current location to walmart, Husqvarna 320il review, Camso utv 4s1 parts, Shawnee county secured portal, Best r6 twitch charms, Shaw floorte installation instructions, Macys navy blue shoes

Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t.... Bayada health care jobs

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I have 3 Penfed cards of each 12K limits. Applied for CLI for one of them after seeing a post that they might be doing SP CLI. And was instantly approved for a CLI to 17,500. Applied for CLI for the other two card, went into review. They may eventually reject the other two.PenFed has been good to me lately with the November 12-month no interest on $500+ purchases and the $150 statement credit for adding an - 6477251 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed PCR CLI; Options. Subscribe to RSS Feed;Okay -- so PenFed has been a thorn in my side since day 1. I was approved for the PCR with an SL of $3K in Oct. 2018 - 5863099. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; ... myFICO® Forums ...Is a CLI through PenFed a HP if they put in "My Offers" section? First time seeing this so I wanted to hear from those that have been with them longer. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Credit & loan qualification. Message 1 of 3.Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 0 loans. Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta Car Goal: A nice car in a few months.Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM.This question is about the PenFed Power Cash Rewards Visa Signature® Card @CLoop • 04/28/22 This answer was first published on 04/28/22. For the most current information about a financial product, you should always check and confirm accurac...May 30, 2022 · Congratulations on your PenFed CLI! I asked for a CLI yesterday and PenFed increased my Power Cash from $7,500 to $20,000. I've had this card for 2 years, 4 months. My credit profile is better today, but I was declined for a CLI at year 1. My EQ8 was around 700 at that time. The next major "purchase" for me will be to refinance my house at the beginning of 2017. With only having 5 INQ on EQ, I decided to take a HP and request a CLI. It was instantly approved for $17,000. $7K CLI for HP on EQ, I will take it. I will definitely request another CLI on my Penfed Visa Re...Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as ReadJan 12, 2021 · (A CLI button on cards you already have instead of an Apply button.) But navigating to "Products and Rates" and clicking "Choose Your Product" now only has a …You can request a PenFed Power Cash Rewards Visa Signature® Card credit limit increase online, through the PenFed mobile app, or by calling customer service at (800) 247-5626.To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the …Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi...Just sharing my happy news - two years after getting a penfed visa, they finally gave me a CLI ($9k to 11.4k)! Automatic, didn't have to - 1401894Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than …Apr 4, 2018 · I'm still debating whether to try again this week; Penfed keeps hard pulls around for anywhere from 30 to 90 days so another CLI request or other credit app during that time won't trigger a new HP. I've been hoping to get my PCR up to $10k to match my QS visa but if Penfed is tightening the purse strings, well... I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ...Re: Penfed CLI Declined. I always had a positive experience with Penfed. They were my first credit card after bk with high credit limit. My SL with them was $17,500 and I used the card a lot. After 6 months credit limit was increased to $25K with hard pull. I applied for second card and instantly approved for $12,500.I got an email this morning with pre-approval offer of three different cards for $15k. I called and asked if I could instead apply that $15k to my current card and they agreed. What a nice surprise to move from $35k to $50k! They did say it can take 48 hours to reflect on my end otherwise I'd try t...PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023.Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-)Re: Penfed Power Cash Rewards Card CLI. Congrats on your $2.5k CLI!!! 12th statement just cut so I thought now would be the best time to request a CLI. I've been debating rather or not because I've seen some people saying Penfed has been tighting the purse, but I went ahead and took a chance on a HP. A little on the disapponited side with the ...Reopened my checking account with penfed last month and got a $500 overdraft line of credit. I thought it was gonna be the same hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet.. EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app. Happy camper:-)Last week, I responded to a $17500 CLI offer on my PenFed Power Cash Rewards Visa. The CLI would result in a SL of $26250. I was approved and the application was moved to "Booked" on 1/25. How long should I expect to wait before the application is finalized and the SL shows up on my account?In them you'll find: - One forty-five caliber automatic. - Two boxes of ammunition. - Four days' concentrated emergency rations. - One drug issue containing antibiotics, morphine, vitamin pills, pep pills, sleeping pills, tranquilizer pills. - One miniature combination Russian phrase book and Bible. - One hundred dollars in rubles.I really had no strategy with my 2 Penfed cards although I had read a post from MSMART where he recommended waiting one year for a cli request. I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 mont...So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going - 5644509 - 2DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍 - 6517497 - 2Applied for Penfed Sig Rewards 2 week ago and was approved with a $5K SL and denied a PLOC. Decided to apply for CLI as they will soft - 4270505As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM.Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM.Whatever that means. I would guess due to the virus situation who knows. I had to call and take a HP to manually get a CLI. Some people if they are luckey will still get an offer for an increase the good way by quarterly offers I have never ever gotten one that way. Such is PenFed.PenFed has been good to me lately with the November 12-month no interest on $500+ purchases and the $150 statement credit for adding an AU. - 6477251All FICO ® Score products made available on myFICO.com include a FICO ...I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I ...Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum.Re: Penfed Power Cash Huge CLI. @wildboys wrote: I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me.I opened my power cash rewards card in October 2017 with a cedit limit of 10K. Just got my quarterly offers and had my choice of any of their cards with a CL of 34.2K or a credit limit increase to my power cash card. I took the increase to 44.2K. My FICO 9 from Penfed was 767. You started with a $10,000 limit on your PCR,App went to review. Approved late today. SL 5k, new CL 7500....not a huge increase but I'm thankful for it! Thanks all! - 4571750Re: Penfed Power Cash Rewards Card CLI. Congrats on your $2.5k CLI!!! 12th statement just cut so I thought now would be the best time to request a CLI. I've been debating rather or not because I've seen some people saying Penfed has been tighting the purse, but I went ahead and took a chance on a HP. A little on the disapponited side with the ...So I've been itchin for a CLI. Probz asked too soon but an approval is an approval. Bumped me up from $5k to $8k. Not too shabby in my - 4958942 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed CLI after 2months 4 days! ...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...I applied for a CLI on the PowerCash a few days later, but was denied. ... PenFed: Gold Card - SL: $3,500; Power Cash Rewards - SL: $2,500 CL: $7,500 Bread American Express Cashback - SL: $5,000 CL: $6,500 ... All FICO ® Score products made available on myFICO.com include a FICO ...First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!Amex Delta Gold 4.5k Amex HH 2k Amex Green NPSL, AMEX Delta Blue 2k, BOA Cash Rewards 1k, Barclay Jet Blue WMC 7K, Chase Freedom 2.5k Chase Southwest Premier Plus 7K Chase United Explorer 20.5K Chase Marriott 11K , Amazon Visa 3.5k, Discover $7.5K 7.5K Venture $17K Venture One 12K Quicksilver Visa Siggy 5.5K Citi Shell MC 2k, Total Rewards Visa 5.4K CITI AA Executive WEMC 15.4 Paypal Extras MC ...Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card - 6654194 - 3Pulled the trigger and applied for CLI on my penfed cash rewards vs. SL was $3,500 and was approved after sending in documentation to verify identity. New limit $7,500 and getting new signature vs cards. Wohoo!!Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 2Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is...Jan 4, 2022 · Thanks! I went for the new cards until I had the maximum allowed. My first one was only about a month old when I went for an additional card. I was approved. BUT I am a card collector so what worked for me may not work for you. 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